I would like to take a moment to thank my family, friends, past, present and future clients for helping me have a very successful and rewarding year. This year I was awarded the President’s Gold Award. Award winners in this category represent the top 6 to 10 percentile of their marketplace, based on gross, closed and collected earnings. I cherish all the relationship and have had fun with all of you along the way. Here’s to another fun and successful year for us all!